Your wealth strategy may include holdings structures such as a Self Managed Superannuation Fund (SMSF) and/or a family trust.  These structures can play an important role in your wealth and estate management.

Investment management within these structures should balance capital preservation with the generation of attractive returns.  Clearwater Capital provide a specialist investment management service for SMSFs and family trusts.  Our unique approach in managing investments within these holding structures includes a number of elements:

Asset Allocation

The investment classes included in your portfolio are generally the largest drivers of returns and risk.  We balance allocations between property, equities, fixed income, commodities, and other asset classes to create a diversified portfolio well positioned to capture current opportunities and protect wealth over the long term.

Investment Selection

Within each asset class, we make investment selections based on expected returns and a careful assessment of risk.   We may also seek to capture unique opportunities and special situations that arise in markets from time to time. We use both direct holdings and pooled funds in managing your portfolio.

Cost Management

Investment costs directly reduce returns without a reduction in risk, therefore all investment costs, including administration, transaction, and management costs are important considerations in managing your portfolio.

Tax Management

Tax will almost certainty be the single largest expense in your investment portfolio and deserves special consideration especially in SMSFs and trust structures where special tax provisions apply.  Your portfolio will be managed with consideration to the tax consequences of each investment decision to maximise the after tax returns of your portfolio.

Our SMSF and family trust investment management services utilse an individually managed account structure to help facilitate the best possible outcomes and service.

All or a portion of your SMSF or family trust investment portfolio can be expertly managed on your behalf.  If you wish to manage your own investment portfolio and value the input of a independent expert our investment consultation service provides an expert second opinion and suggestions for further investigation.